According to the Electronic Funds Transfer Act and Regulation E adopted by the Federal Reserve Board, a bank can send unsolicited electronic funds transfer system (EFTS) debit cards to a consumer only if the cards are not valid for use

Abraham Maslow argued that people try to satisfy

A. their lower-level needs and then progress upward to the higher-level needs. B. their higher-level needs and then progress downward to the lower-level needs. C. their mid-level needs first, then decide to progress upward or downward. D. their mid-level needs and then progress upward to the high-level needs. E. their mid-level needs and then progress downward to the lower-level needs.

Aptitude tests

A. Are a good predictor of sales performance B. Such as general intelligence tests, are highly correlated to sales performance C. Are illegal under Title VII employment law D. That test cognitive ability, are a relatively good indicator of likely sales success E. Are good predictors of aggressiveness