Lenders can charge interests set higher than the state limit

Norris is the primary beneficiary of a life insurance policy. He dies after receiving $275 per month for 6 years, under a 10-year period certain income option. His son, Neil, is the secondary beneficiary. Which of the following statements pertaining to this situation is CORRECT?

A) Neil will receive $275 per month for as long as he lives. B) Neil will receive a lump-sum payment of $13,200. C) Neil will receive income checks in the same amount as his father for 4 years. D) Neil will receive nothing, since Norris did not survive the 10-year period certain."

According to the text, which of the following statements about on-line sales promotions is true?

a. There is no way for a marketer to build long-term, mutually beneficial relationships with customers on-line. b. Internet sales promotions are more effective and cost efficient at generating responses than their offline counterparts. c. One of the few types of sales promotion that cannot be used on-line is sampling. d. Loyalty marketing programs are ineffective when used at websites to encourage traffic.