What is required in order for seasonal increase coverage to apply under the BOP?

a. The insured must purchase the coverage by endorsement.
b. The limit of insurance must be at least equal 100% of the average personal property values for the previous 12 months.
c. Submit average inventory values for the previous three years.
d. The BOP does not provide automatic seasonal increase in coverage.

Answer: b. The limit of insurance must be at least equal 100% of the average personal property values for the previous 12 months.