A ________ contract exists when the purpose of the promisee in requiring a promisor's performance to be made to a third person is to fulfill a legal obligation of the promisee to the third person

The excerpt that follows is taken from an article titled "Smith Plans to Shorten," which appeared in the January 27, 1992,

issue of BondWeek, p. 6: "When the economy begins to rebound and interest rates start to move up, Smith Affiliated Capital will swap 30-year Treasuries for 10-year Treasuries and those with average remaining lives of nine years, according to Bob Smith, Executive V.P. The New York firm doesn't expect this to occur until the end of this year or early next, however, and sees the yield on the 30-year Treasury first falling below 7%. Any new cash that comes in now will be put into 30-year Treasuries, Smith added." What type of portfolio strategy is Smith Affiliated Capital pursuing?

A major source of ethical guidance is the behavior and advice of people that psychologists call ________

A) internal monitors B) third-party respondents C) disinterested parties D) significant others