Which decisions tend to have the shortest time horizon?

All of the following are policy dividend options, except:

A. Fund the distribution of periodic income payments. B. Purchase one year term insurance. C. Apply it towards paying the current premium. D. Purchase paid-up additions to their policy.

For electronic distribution of reports and proposals, you should

A) always send documents as word-processor files, unless the audience requests otherwise. B) always send documents as PDF files, unless the audience requests otherwise. C) send the documents multiple times as email attachments, just to make sure they get there. D) send WordPerfect files, rather than Microsoft Word or PDF. E) request a notice when the report or proposal is received.