Brownfields enjoy special funding programs for redevelopment

All of the following are disadvantages of using insurance in a corporate risk management program EXCEPT:

(a) premium payments are not tax deductible (b) insurance coverage may be expensive (c) it may be time consuming to negotiate the coverages and terms (d) the presence of insurance may lead to reduced incentives to engage in loss control

According to the text, the last step in the report preparation and presentation process is recommendations

Indicate whether the statement is true or false