All of the following are disadvantages of using insurance in a corporate risk management program EXCEPT:

(a) premium payments are not tax deductible
(b) insurance coverage may be expensive
(c) it may be time consuming to negotiate the coverages and terms
(d) the presence of insurance may lead to reduced incentives to engage in loss control

Ans: (a) premium payments are not tax deductible

Business

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Installment credit is a loan that requires the borrower to make a series of equal payments over some fixed length of time

Indicate whether the statement is true or false

Business

When is a leader most likely to be viewed as highly effective?

A) The leader makes small changes in strategy, and performance slowly improves. B) The leader makes major changes in strategy, and performance slowly improves. C) The leader makes major changes in strategy, and performance rapidly improves. D) The leader makes no changes in strategy, and performance remains high.

Business