The private non-profit sector is a provider of services

Community Theater Group, Inc. (CTG), a nonprofit organization, owes Stage Sound and Lighting (SSL) for services rendered two years ago. Ephraim, the owner of SSL, calls the treasurer of CTG at home once a week, at four A.M. When he calls, he states that he is working for a collection agency and asks when payment will be made. SSL's owner is in

a. violation of the Fair Credit Reporting Act. b. violation of the Fair Debt Collection Practices Act. c. compliance with the Federal Debt Collection Practices Act. d. compliance with the TILA.

Both Nestlé and Cadbury determined that a liquid chocolate confection would be one way to address the issue of India's hot weather. This is an example of:

A) differentiated target marketing. B) standardized global marketing. C) competitive global marketing. D) target benefit marketing. E) product-market decision