Community Theater Group, Inc. (CTG), a nonprofit organization, owes Stage Sound and Lighting (SSL) for services rendered two years ago. Ephraim, the owner of SSL, calls the treasurer of CTG at home once a week, at four A.M. When he calls, he states that he is working for a collection agency and asks when payment will be made. SSL's owner is in

a. violation of the Fair Credit Reporting Act.
b. violation of the Fair Debt Collection Practices Act.
c. compliance with the Federal Debt Collection Practices Act.
d. compliance with the TILA.

Answer: b. violation of the Fair Debt Collection Practices Act.

Business

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Business