A(n) ________ is an insurance company that distributes its products to customers without the use of agents

A) direct writer
B) private writer
C) underwriter
D) public writer

Answer: A

Business

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All of the following are governmental powers except

A) deed restrictions B) taxation C) zoning D) escheat

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Owen's car is insured under a Personal Auto Policy (PAP). A hail storm occurred one evening, and his car was severely damaged. Which PAP coverage, if Owen purchased it, would cover this damage to his auto?

A) property damage liability B) uninsured motorists property damage C) collision D) other-than-collision

Business