Owen's car is insured under a Personal Auto Policy (PAP). A hail storm occurred one evening, and his car was severely damaged. Which PAP coverage, if Owen purchased it, would cover this damage to his auto?

The four essential elements of an enforceable contract are:

a. competency, mutual consent, lawful object, consideration. b. express, consideration, mutuality, lawful object. c. mutuality, written, competent parties, lawful object. d. communication, written, competent parties, lawful object.

When there is the potential for multiple interviews what can be done during the interview process to ensure jobs and companies are not being confused?

A) Ask the interviewer to clarify what position is being considered. B) Keep a notebook or database with relevant information on each job. C) Treat each interview as a new, independent experience. D) Ask the interviewer what they know about you so you don't repeat information. E) Never refer to the interviewer or company by name so you don't accidently use the wrong name.