A corporate bond which receives a BBB rating from Standard & Poor's is considered ________

Select ALL of the following that are not thrift institutions:

a. credit unions b. savings and loan associations c. commercial banks d. investment banking firms

The saying "plan your work—work your plan" is designed to

A. Reduce a salesperson's travel time B. Reduce the time a salesperson spends on low-volume customers C. Train salespeople in identifying customers needs quickly D. Encourage more effective planning and execution of sales duties E. Explain the company's ethical stance in terms of its stakeholders