All of the following are true statements regarding the application of the Family and Medical Leave Act EXCEPT ________
A) employers must receive advance notice and medical certification from the employee
B) eligible employees must have worked for the employer for at least one year
C) employees must be employed at job sites with at least 50 employees
D) up to 12 weeks must be granted in a 12-month period
Answer: A
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Larry is age 50, has been paying premiums on his whole life policy for more than 15 years, and now has a need to use about 1/3 of his available cash value for a short period of time. He does not want to give up his insurance, and can afford to continue paying premiums. What advice would you give Larry?
A. Look for other available funds. Policy cash value is unavailable for loans before 59½ due to IRS tax penalties. B. Tell Larry he should have purchased term insurance because whole life has no cash value. C. The only way to access the cash value is through a surrender of the policy. He can have up to 90% of the cash value to purchase other insurance. D. Tell Larry to take the policy loan, continue paying premiums to prevent a lapse, and also recommend that he repay the principal and interest on the loan.
Restaurants are often quite theatrical in their use of physical evidence (such as furnishing, décor, uniforms, lighting, and table settings)
Indicate whether the statement is true or false