The basic principle to follow in getting along with coworkers is to

Although it has no estate or income tax benefit, the ___ relieves the cares of management of money or property, as well as other purposes, including protecting the assets in the trust from loss due to the beneficiary's negligence.

a. charitable remainder trust b. revocable living trust c. irrevocable living trust d. spendthrift trust

In this book, the authors focus on______factors because_______:

a) individual; these factors are the main determinant of unethical behavior b) organization; these factors can be directly controlled by managers c) individual; a few "bad apples" spoil it for the rest of us d) organization; these factors are paiticularly important in unambiguous situations