Which of the following is least likely to occur during a "hard" insurance market period?

A) difficulty in obtaining insurance
B) tightening underwriting standards
C) higher insurer profits
D) increasing premiums

Answer: C

Business

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_____ is largely perceived as the communications link between an organization and its marketplace.

A. Marketing B. Human resources C. Leadership D. Accounting E. Competition

Business

Which of the following industries has one of the highest turnover rates, at around 100% per year?

A) food services B) financial services C) healthcare services D) educational services

Business