First Bank offers you a car loan at an annual interest rate of 10% compounded monthly. What effective annual interest rate is the bank charging you?

One of the ways a company like Caterpillar could increase the customer-perceived value of an offer,

relative to a competitor like Komatsu, is to increase the total customer benefit by improving psychological benefits of its product, services, people, and/or image.

What effect did the binary command have on the file transfer? Was it necessary?

What will be an ideal response?