All time deposits are negotiable

Head of ____ is one of key presidential appointments

Fill in the blank(s) with the appropriate word(s).

Which of the following is true of laggards?

a. They are more likely to get their information from scientific sources and experts. b. They act as an important link in the process of diffusing ideas. c. They are eager to try new products and ideas, almost as an obsession. d. They have the longest adoption time and the lowest socioeconomic status.