In real estate financing, which of the following written documents creates a person obligation on the borrower to repay the loan?

BMW and Porsche have developed Apple Watch apps that enable drivers to remotely check many items within their cars which includes all of the following except:

A) information about services. B) information about pricing. C) help in booking hotel rooms. D) help in restaurant reservation. E) help recharging the car's batteries.

According to research cited by the textbook authors, the general competency of emotional intelligence of individuals has increased over time

Indicate whether the statement is true or false.