The threat of new entrants ________ as barriers to entry ________

Miranda owns a $156,000 condominium, owes her $5,600 car free and clear, $5,000 in a savings account, $15,000 in a 401k, $7,200 in a mutual fund, and $2,500 in personal property. She owes $110,000 on her mortgage, $18,000 in student loans, and $1,000 in credit card debt. What is her net worth?

A. $47,300 B. $62,300 C. $172,300 D. $191,300

Which of the following outcomes should organizations not expect after implementing a plan to value their employees' backgrounds, perspectives, and experiences?

A) Organizations will be better able to respond to dynamic change because the organization increases its ability to adapt B) Organizations can consider a wider range of perspectives when making decisions C) The shareholders' value will improve D) Organizations can promote a culture of fairness