Unauthorized physical access can lead to other threats

Which of the following statements pertaining to sources of insurability information is CORRECT?

A) When conducting an inspection report, an investigator cannot interview an individual who actually knows the applicant. B) The insurance agent completes the medical report on a life insurance applicant. C) An insurer cannot use an unfavorable credit report to reject an applicant for insurance. D) Special questionnaires are used to obtain additional information when an extra hazard or risk may be involved."

A company with multiple products that chooses to delay product differentiation until closer to the point of sale is using

A) tailored sourcing. B) quick response. C) postponement. D) improved forecasting.