Generally, the following methods of security may be used:

a) tape recorded conversations
b) electronic surveillance
c) polygraphs
d) A&B
e) none

D

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Structured interviews involve asking each applicant different questions and comparing their responses to a standardized set of answers.

a. True b. False

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A Modified Endowment Contract (MEC) is best described as

A) A life insurance contract which accumulates cash values higher than the IRS will allow B) An annuity contract which was converted from a life insurance contract C) A modified life contract which enjoys all the tax advantages of whole life insurance D) A life insurance contract where all withdrawals prior to age 65 are subject to a 10% penalty

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