Maura's retirement plan requires her employer to make specific contributions to a retirement fund established for Maura. Which type of plan does Maura most likely have?

_______ is the ability to appreciate elements of various cultures.

A. cultural intelligence B. intercultural competence C. intercultural sensitivity D. global mindset

Aggregating customers into groups based on common needs is referred to as:

a. target marketing. b. needs-based grouping. c. market segmentation. d. market implication. e. strategic marketing.ga