Under voluntarism, a union and an employer or an employers' association can agree to be a party to a collective bargaining agreement, and the contract can extend for as long as the parties agree

After an owner developed his property, water runoff from it damaged a lower prop- erty. Which statement about liability for this damage is TRUE?

A. The upper-land owner is strictly liable. B. The upper-land owner is liable for only the percentage of damage based on the percentage of increase in runoff. C. If the development was reasonable use of the land with reasonable care, the upper-land owner is not liable. D. None of these is true.

Owen's car is insured under a Personal Auto Policy (PAP). A hail storm occurred one evening, and his car was severely damaged. Which PAP coverage, if Owen purchased it, would cover this damage to his auto?

A) property damage liability B) uninsured motorists property damage C) collision D) other-than-collision