Tim is covered under a group plan and would like to change his group coverage to an individual policy with the same insurer because of employment termination. Which of these describes the change that will take place?

Which of the following types of marketing communication tools offers the marketer the lowest level of control over the message?

A) sales promotion B) advertising C) public relations D) word of mouth E) personal selling

Advantages of using the Delphi Technique include

A) allows sharing of information and reasoning among team members and experts. B) helps generate consensus. C) focuses attention on the issue at hand. D) all of the above.