Last year, Toluca Engineering paid a $0.25 dividend per share each quarter. If Toluca announces both a 5% stock dividend and an increase in the quarterly dividend to $0.27, what is the effective rate of the dividend increase?

If a real estate broker maintains a trust account, how many years must that broker retain records of all deposits and withdrawals from the account?

A) No statutory limit B) Two C) Four D) One

Which of the following groups of customers are characterized as skeptics, who wait to see whether the product or service will really deliver meaningful benefits?

A) innovators B) laggards C) early majority D) late majority E) early adopters