A(n) ________ is a three-party instrument on which the drawer makes an unconditional order to a drawee to pay a named payee

A _______ contains names of key contacts, their direct mail and e-mail addresses, corporate locations, and Web-site information, plus limited descriptive information on each competitor in the defined market

a. customer relationship management (CRM) system b. customer database c. market database d. prospecting plan

Which of the following statements is false?

A) If you are listed as a dependent on your parent's return, you need not file an individual return yourself. B) If you are under 24 and a full-time student, you may be claimed as a dependent on your parent's return. C) A qualified tuition reduction is tax-free. D) Scholarships and fellowships may or may not be included in taxable income.