Such heavyweight players as Microsoft, IBM, Siemens, and Cisco Systems view ________ as a protocol that can deliver real-time communications for IP-based voice, video, data, and instant messaging

Tammy owns a participating whole life insurance policy for which she has elected the paid-up additions option. If the insurer declares a dividend of $500 in the current year, how will this amount be used with this dividend option?

A) The insurer adds a paid-up unit of whole life insurance with a cash value that is equal to $500. B) The insurer adds a paid-up unit of whole life insurance with a $500 face amount to Tammy's base policy. C) The insurer adds $500 to the face amount of Tammy's base policy. D) The insured uses the $500 as if it were a single premium to purchase a unit of paid-up whole life insurance based on Tammy's attained age."

Which of the following actions should a marketer take in response to the new economy?

A) Offer selected discounts. B) Cut marketing budgets. C) Hold the line on prices. D) Cut costs. E) Discontinue products.