You have an upset stomach. Your spouse rushes to the nearest store for a bottle of Pepto-Bismol. This product is a(n) ________ product

After 12 years, the policyowner decides she no longer needs the large death benefit on her whole life policy. She calls you, her agent, and you tell her she can use the reduced paid-up non-forfeiture option. Which of the following is not true about the new policy?

A. The new policy will require no further premium payments. B. The new policy will expire in 10 years. C. The new death benefit is much lower than the original policy. D. The new policy will be in effect until the age of 100, or until she dies, whichever occurs first.

Unlike other service firms, professional services firms are not dependent upon the quality of the employees

Indicate whether the statement is true or false