When employees join a union, they become members of the international union.

The tendency of higher-risk individuals to get and keep insurance is known as

A) substandard selection B) adverse selection C) misrepresentation D) excess risk"

Which of the following circumstances are best suited for personal selling?

A) when the products used are simple and easy-to-use B) when there is minimal risk involved in buying or using the products C) when the market has fewer and larger sellers D) when the products being marketed are inexpensive and easily available E) when prospective customers are spread across a wide geographic area