River Rafting Adventures of Iowa provides rafts and tour guides to tourists eager to ride the wild rivers of Iowa. Management has determined that there is one chance in a thousand of a client being injured or killed. Settlement of resulting lawsuits has an average cost of $650,000. Insurance with a $50,000 deductible is available. It covers the costs of lawsuits, unless there is evidence of criminal negligence. What is the impact of this risk without insurance?

Highly-skilled hourly workers would be most needed by companies employing which of the following competitive priorities?

a) location b) cost c) flexibility d) development speed e) time

Which of the following individuals is NOT recognized as a field worker?

A) an interviewer intercepting shoppers in a mall B) a project director conducting a pretest on a questionnaire recently designed C) a telephone interviewer calling from a central location D) an observer counting customers in a particular section of a store E) a worker mailing questionnaires from an office