A firm has a huge amount of individual customer data saved in different databases. Which of the following can be used to integrate, analyze, and apply the available information effectively?

In the traditional approach, each new budget is based on the dollar amounts contained in the budget for the preceding year; however, in a(n) _______ every expense in every budget must be justified.

Fill in the blank(s) with the appropriate word(s).

On spot electronic markets, prices of products or commodities change by the minute

Indicate whether the statement is true or false