Long-term liabilities are a component of the "capital structure" of a company

The Fair Credit Reporting Act:

A. has no application to the workplace. B. prevents employers from conducting credit checks on employees and applicants. C. requires notice to and consent by the individual before an employer can have a background check done by a consumer-reporting agency. D. requires an applicant to provide information about their credit worthiness to employers, upon their request.

Financing costs are usually paid by the lender to either the borrower/buyer or the seller.

a. true b. false