Which of the following activities is NOT an example of misrepresentation?
A) A producer tells a prospect that the policy has received a certain level of dividends for the past 5 years.
B) A producer participates in twisting.
C) An insurer advertises a life insurance policy as a "retirement savings plan."
D) A producer tells a prospect that the insurer has a higher A.M. Best rating than it actually has."
Ans: A) A producer tells a prospect that the policy has received a certain level of dividends for the past 5 years.
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A company that has a ____ provides full and transparent information that will not confuse or mislead users of the financial statements
Fill in the blank(s) with the appropriate word(s).
________ and ________ can be highly satisfied but exhibit totally different loyalty patterns
A) Apostles; Hostages B) Defectors; Mercenaries C) Apostles; Mercenaries D) Mercenaries; Hostages