The need for cognition is a personality characteristic that links the drive to consider alternatives with the drive to take action quickly

_______ aim at inventing new science or capturing new know-how so that required knowledge will be available for application in specific development projects

a. Alliances and partnership projects b. Research and advanced development projects c. Breakthrough projects d. Platform projects

All of the following statements about the interest settlement option are true EXCEPT

A) The minimum guaranteed interest rate is usually equal to the prime rate. B) The interest can be paid monthly, quarterly, semiannually, or annually. C) The beneficiary may be allowed to withdraw part or all of the proceeds. D) The beneficiary may be allowed to change to another settlement option.