________ costs for a manufacturer consist of setup costs and running costs

All of the following are forms of unfair discrimination EXCEPT

A) charging one person a higher premium than another person of equal risk to the company B) charging one person a higher premium than someone else of the same age and sex because of a higher risk represented by that person C) refusing to sell a policy to someone because of his race or religion D) refusing to service the policy needs of a person because of where he lives"

Entities outside the organization with a direct or indirect interest in the firm, such as stockholders, financial institutions, and government agencies, are called ____________________

Fill in the blank(s) with correct word