All of the following statements are true about theories EXCEPT that:

A. they simplify and organize areas of knowledge.
B. they integrate entire fields of knowledge.
C. they are statements or visions that create insight.
D. they are important in every field.

Answer: B. they integrate entire fields of knowledge.

Business

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Agent Bill has decided to use a new time management strategy while making sales presentations. To save time he decides to not answer a client's question the first time it is asked. Instead he answers them only if they are asked a second time. This way he can make it to his next appointment on time. Professional insurance organizations would consider this to be:

A. A smart and ethical strategy B. An unethical practice C. Not in violation of their codes of conduct D. None of the above

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In the parametric case of means for two independent samples, the hypotheses take which form?

A) H0:?1 = ?2 H1:?1 ? ?2 B) H0:?12 = ?22 H1:?12 ? ?22 C) H0:? ? 4.0 H1:? > 4.0 D) H0: ?1 = ?2 H1: ?1 ? ?2

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