Constraints for nonlinear programs are usually nonlinear

Heather wants her $85,000 life insurance policy arranged to pay her spouse a monthly income if she dies first, but most or all of the proceeds to go to their 2 children after her spouse's death. Which of the following settlement options could Heather select to provide income for her spouse and conserve the proceeds for the children?

A) Fixed-period option B) Fixed-amount option C) Life income option D) Interest-only option"

Sara Davis believes that she could easily improve her selling performance by working a bit harder, but she also thinks that management would not reward her more for any performance improvement. Which of the following statements describes Davis?

A. She has high expectancy and low instrumentality B. She has high expectancy and low valence for rewards C. She has high valence for performance and low expectancy D. She has high valence for rewards and low instrumentality E. She has high valence for performance and high instrumentality