On a flow process chart, operations that are classified as "do" steps and that can be eliminated automatically eliminate "get ready" and "put away" steps as well

Because Numi Organic Tea has identified more than one target market, for example "eco-moms," college students, and family travelers, they should be particularly aware of the ____, which helps explain how consumption patterns differ at different stages determined by a combination of age, marital status, and the presence or absence of children.

a. Family life cycle b. 80/20 principle c. Undifferentiated targeting strategy d. Targeting strategy

For which of the following types of credit plans is the interest tax deductible?

A) a home equity loan B) an auto loan C) a credit card D) a life insurance policy cash value loan E) a person cash loan from a credit union