Per the Real Estate Commissioner's regulations, a broker must:

a. keep a formal cash receipts/cash disbursement journal
b. maintain a trust fund account in a bank
c. maintain a minimum balance in a trust account
d. all of the above

Answer: a. keep a formal cash receipts/cash disbursement journal

Business

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The additional amount of premium paid for an accidental death benefit rider on a whole life policy does not:

A. Cover the cost of the added protection. B. Increase the cash values C. Both a) and b). D. Neither a) nor b)

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Performance reviews in the workplace are designed to

A) limit job requirements. B) give employees negative feedback on their performance. C) promote personal action plans for improving performance. D) offer incentives and salary increases. E) keep job descriptions up to date.

Business