_______________ accept the savings of individuals and lend pooled savings to individuals primarily in the form of mortgage loans and operate almost entirely in New England , New York, and New Jersey, with most of their assets continuing to be invested in mortgage loans.

Intellectual property rights do not include: A) copyrights

B) patents. C) generic pharmaceuticals . D) trademarks. E)all of the above are part of intellectual property rights.

Which of the following conditions are included in the definition of disability under the Americans with Disabilities Act (ADA)??

A) ?Employees who use illegal drugs B) ?Infectious or contagious diseases C) ?Temporary or short-term nonchronic conditions D) ?Alcoholics who use alcohol