All of the following statements about subrogation are true EXCEPT

A) The general rule allows the insurer to recover up to the amount paid to its insured under the policy.
B) Subrogation does not apply in life insurance.
C) Interfering with the insurer's subrogation rights can jeopardize indemnification of the insured.
D) The insurer reserves the right to subrogate against its own insureds.

Answer: D