When disintermediation occurs, the banking system ________ deposits and bank lending ________

Centrum Silver is a multiple vitamin marketed to individuals over fifty years old. The company divides its market into Centrum Silver for Women 50+ and Centrum Silver for Men 50+. The organization is using a _____ approach to market these products.

Fill in the blank(s) with the appropriate word(s).

One of the often-cited disadvantages of telecommuting is that employees miss the human interaction available when working on the premises

Indicate whether the statement is true or false.