According to the Global Market Research Reports, data for Chinese markets are available for:

Death benefits paid out to a beneficiary may NOT be protected from the insured's creditors

A) if they are paid out in a lump sum B) if they are held in trust by the insurer C) if the beneficiary is the insured's estate D) if they are paid out in installments"

Beltway Boomers are the nation's tech-savvy singles and couples living in fashionable neighborhoods on the urban fringe

Indicate whether the statement is true or false