The World Trade Organization is the successor to the General Agreement on Tariffs and Trade

Many expatriates receive the __________ of medical and pension benefits abroad that they received at home

Fill in the blank(s) with the appropriate word(s).

Which action by an insurer, or its representatives, is not considered an unfair claims violation?

A. A claims adjustor misrepresents pertinent facts or policy provisions to dissuade a client from making a claim. B. An agent does not respond to a claimant's communication concerning a claim where a response is required. C. The claims department fails to affirm or deny coverage within a reasonable period of time after proof of loss has been submitted. D. An agent advises a claimant to obtain the services of an attorney.