Which action by an insurer, or its representatives, is not considered an unfair claims violation?
A. A claims adjustor misrepresents pertinent facts or policy provisions to dissuade a client from making a claim.
B. An agent does not respond to a claimant's communication concerning
a claim where a response is required.
C. The claims department fails to affirm or deny coverage within a reasonable period of time after proof of loss has been submitted.
D. An agent advises a claimant to obtain the services of an attorney.
Ans: D. An agent advises a claimant to obtain the services of an attorney.
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Which of the following federal acts substantially amended federal bankruptcy law in 2005?
A) Bankruptcy Reform Act B) Bankruptcy Abuse Prevention and Consumer Protection Act C) the Nelson Act D) the Chandler Act
An offering circular must be provided to the investors immediately after the purchase of a Regulation A offering
Indicate whether the statement is true or false