Dick and Jane, brother and sister, own an apartment building in joint tenancy. Dick needs some money to cover unexpected medical expenses, so he borrows the money from a lender signing a trust deed on the property which was soon recorded in the public records. 45 days later Dick dies. Which of the following is most correct?

a. Jane is now responsible for the entire debt.
b. Jane is now responsible for 1/2 of the debt.
c. Jane now owns the apartment building free and clear of the brokers debt
d. if the loan is not repaid, the lender can foreclose only on Dicks 1/2 interest in the property

Answer: c. Jane now owns the apartment building free and clear of the brokers debt

Business

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