Actual cash value coverage on your personal property costs more than replacement cost coverage.

Which of the following is required for a joint tenancy?

a. husband and wife b. estoppel c. right of survivorship d. all of the above

Which of the following marketing communications principles implies that communicators can use their good image to reduce some negative feelings toward a brand but in the process might lose some esteem with the audience?

A) principle of closure B) principle of duality C) principle of delegation D) principle of congruity E) principle of neutrality