What percent of the total amount spent on R&D is accounted for by the federal government?

a. 5%
b. 8%
c. 16%
d. 71%

b easy; p. 84; LO5)

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Of the following costs and fees involved in purchasing real property, which is considered a finance charge under the Federal Truth-in-Lending Law and must be included on the disclosure statement:

A: Document preparation fees; B: Notary and appraisal fees; C: Assumption fees; D: Fees for title insurance

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