Of the following costs and fees involved in purchasing real property, which is considered a finance charge under the Federal Truth-in-Lending Law and must be included on the disclosure statement:

What is the advantage of two-tier wage systems?

A. They help in moving jobs out of the country. B. They help in closing down jobs without any legal hassles. C. They cut labor costs without cutting employees' existing salaries. D. They provide more pay to new employees. E. They provide better standards of benchmarking.

The operations of firms that provide services are basically the same of those that provide products.

Indicate whether the statement is true or false.