If a union loses a deauthorization election, the union still represents the employees in the bargaining unit and the rest of the collective bargaining agreement remains intact, but employees are not required to join the union

Which of the following best describes a multisegment targeting strategy?

a. It is the effort to ensure that sales of a new product do not cut into sales of an existing product. b. It refers to choosing to serve two or more well-defined market segments and developing a distinct marketing mix for each. c. It refers to selecting one segment of a market for targeting marketing efforts and understanding the needs of the members in that segment. d. It is the division of a market by the amount of product bought or consumed.

The real estate financing instrument which transfers equitable title to real property, but retains legal title in the seller, is called:

A: A security agreement; B: A mortgage; C: A real property conditional installment sales contract; D: A trust deed.